Guardians of Capital – The Evolving Landscape of Commercial Banks
The role of commercial banks as the guardians of capital has evolved significantly over the years, mirroring the dynamic nature of the global financial landscape. Traditionally seen as institutions that safeguard deposits and facilitate lending, commercial banks have adapted to technological advancements, regulatory changes, and shifting customer expectations, reshaping their functions and strategies. In the digital age, technology has become a driving force behind the transformation of commercial banking. Online banking, mobile applications, and digital payment systems have revolutionized the…